Self-Directed Means Unmanaged
Most crypto IRA platforms call themselves "self-directed." That sounds empowering. In practice, it means you're on your own.
No one monitors your portfolio overnight. No one rebalances when markets move. No one steps in when volatility spikes at 2 AM on a Saturday. You get a login and a trading interface. Everything else is your responsibility.
For retirement savings — the money you can't afford to lose — that's not a feature. It's a liability.
"A dashboard isn't a strategy. Access isn't management."
How Animus AI Works
Animus is our proprietary AI portfolio management system. It watches the market so you don't have to.
Market Monitoring
Animus monitors global crypto markets 24/7, tracking trend shifts, liquidity changes, and macro indicators across all major exchanges.
Dynamic Allocation
The engine dynamically shifts your portfolio between growth assets and stability assets based on real-time risk scores, aiming to capture upside while protecting your base.
Volatility Response
When volatility hits, Animus responds in milliseconds—executing defensive maneuvers that would take human managers hours or days to coordinate.
What You Get
Professional management and transparent reporting for your retirement peace of mind.
24/7 Portfolio Monitoring
Basic personal information and your existing retirement account details. We'll tell you exactly what's needed during your consultation.
Automatic Rebalancing
When allocations drift from targets, the system corrects. When volatility spikes, it responds. No manual intervention required.
Quarterly Reports in Plain English
No jargon. No charts you need a PhD to read. Clear language explaining what happened, what changed, and why.
System Status Alerts
When Animus makes significant portfolio adjustments, you're notified. You always know what's happening with your retirement savings.
Clear Fees. No Surprises.
Our fee structure is simple. We profit when your portfolio grows.
| Fee | Amount |
|---|---|
| Annual Management | 2% |
| Performance Fee | 25% (on profits only) |
| Trading Fee | 0.14% via sFOX |
| Setup / Closure / Lock-ups / Hidden Fees | $0 |
Managed vs. Self-Directed
Most crypto IRAs leave you to manage your own portfolio. Here's what that difference looks like in practice.
| Feature | BlockTrustIRA (Managed) | Typical Self-Directed |
|---|---|---|
| Portfolio Monitoring | 24/7 AI-driven | You watch it yourself |
| Rebalancing | Automatic | Manual (if at all) |
| Volatility Response | Immediate, systematic | Whenever you log in |
| Reporting | Quarterly, plain English | Transaction history only |
| Risk Management | Built-in protocols | Your responsibility |
